Buying cheap car insurance Singapore shouldn’t be hard, but it can be a bit troublesome for someone who has never ventured into the insurance market before. With all the heavy-handed terms used by the insurance agent, it can be understandable if you end up confused.
Here at Accord Insurance Agency, we aim to simplify things for our clients by offering top-of-the-line policies for motor insurance Singapore designed for people from all walks of life.
While it is necessary to have your vehicle insured in Singapore, there have also been cases whereby agents take advantage of clients with little or no prior knowledge on insurance products. This is why Accord Insurance ties itself with reputable insurers around the country, to get you the best policy for your need at the lowest premiums. Here are few tips on how to reduce the insurance premium for your policy:
Maintain a No-Claims Record
As an insurance provider, we have been able to single out different factors that affect the chances of your insurance policy. One of the things that you should keep in mind if you want to reduce the premium is to keep a no-claims record. Simply put, this means that there should be no claim filed by you or against you. Claims filed against another driver won’t affect your record in any way. You could easily get a discount of up to 15% if you have maintained a no-claims record in the past.
Demerits Free Driving Record
If you haven’t had any demerit points filed against you for the past three years, you could get an additional discount of 5% off the premium. Keep in mind that to be eligible, you should have an NCD of at least 30%.
Restricted Drivers Discount
For drivers who are above the age of 30 and have a driving experience in excess of 2 years, you could request for a restricted driver’s discount that further knocks 15% off of your total premium payable. Just keep in mind that drivers below 30 and those that have an experience of driving under 2 years would not be eligible for such a discount.
Compare Quotes
At Accord Insurance Agency, we take a lot of pride when we say that we offer the best insurance quotes to our customers. Thanks to our services, you can get the best insurance policies at the most affordable rates available. We also offer interest-free installment plans thanks to our partnerships with several top credit card providers, such as POSB/ DBS as well as UOB. With our car insurance Singapore-based policies, you are guaranteed the best prices.
The Difference with Accord
Car insurance policies are our forte. We work with one of the leading risk advisors in the country (Marsh) to ensure that our clients get the best possible premiums. On average, our clients have to pay 20% less for their insurance. That’s because we partner with the biggest insurance companies in the country, and combined with our top-of-the-line risk consultancy and management, we guarantee you an affordable premium.
The reason why so many people trust us and purchase their policies through us is because we are always available at hand to handle the queries from our clients. If you want to file a claim, you can just visit our Claims section and fill out the form. If you want to get in touch with one of our insurance agents and get more information about filing a claim, our help lines are always open for our valued customers.
Our main aim at Accord Car Insurance Company is to make sure that our clients have the peace of mind every time they take their car out on the road that they are covered. You can rest assured that Accord has your back. In case there’s been an accident, you can simply call us on the given helpline numbers. One of our insurance agents will be available to handle your queries and guide you on how to file a claim.
We understand the importance of clearing claims on time. That is why we try to process your claims as quickly as possible. It’s also one of the main reasons why we have such a dedicated base of customers who prefer renewing their policies over and over again rather than opting for different providers.
If you are interested in buying a cheap car insurance policy through us, get in touch with us today. We will require certain details and documentation about the nature of your business and other relevant documents that will be needed before we can calculate the insurance premium. Rest assured, we guarantee you the best prices in town!