Home Insurance

Why is it important to get home insurance in Singapore?

One simple reason is that homes are expensive here. Your home is your biggest asset, and it only makes sense to protect it to the best of your abilities. At Accord Insurance Agency, we understand that need completely. That is why we offer you an array of home insurance policies designed to protect your investment and give you the peace of mind that you need to sleep soundly at night. Accord Home Insurance can protect your family and your home at a very affordable premium. While nobody wants anything bad to happen, it’s always wise to plan for the unexpected when you can.

Instead of signing up for theft insurance or fire insurance in Singapore individually, it is more prudent and worthwhile to get a home insurance package that can cover a variety of things. Our home insurance packages provide cover for repair expenditures, replacement costs, and any additional living expenditure that might be incurred if something bad happens to your place.  There are plenty of different things that can go wrong around the house, which is why it’s important for you to get covered. The policies offered by Accord Insurance Agency cover any damage caused by fire, wind, hail, or theft.

We understand that one of the reasons why so many people have issues with buying a home insurance policy is because they don’t know whether the claim will be approved or not. However, Accord Insurance Agency has one of the highest claim approval rates in the country, making us a prime choice for people who want to buy a new insurance policy. After our insurance agents have investigated the place and determined the damage, we will give you a comprehensive quote for repairs. All you have to do is pay the amount for the deductible, and your insurance policy will cover everything else.

Big Claims, Small Claims

We don’t care how big or small the issue is. We believe that when you buy an insurance policy from us, you are trusting us to protect your biggest investment. Therefore, it doesn’t matter whether your property has sustained minimal damage or requires extensive repair work, our insurance policy will cover everything.

Cover for Personal Belongings

Of course, we don’t just provide cover for the house, we also provide coverage for everything that’s inside the house. We provide comprehensive coverage for jewelry, clothing, electronic items, or any other items that are stored in your house. We will ask for details in case anything was stolen or damaged when calculating the premium. When you apply for a home insurance quote at Accord, mention the items that you want covered by the policy. We will calculate the quote based on the number and value of the items that you want covered under the policy.

Hotel Expenses and Repair Costs

We understand that while your property is being repaired, you won’t be able to stay there. The insurance policy that we offer will also cover the costs of hotel expenditure. In case you are sued, the insurance policy will also provide cover for legal fees. Please discuss all of these relevant details with the insurance agent at the time of requesting a quote.

In case you are sued by someone who was injured on the property, the insurance policy will also cover any costs incurred due to the resulting litigation. Typically, home insurance policies do not provide for natural disasters such as tsunamis. The policies also do not cover the costs of repair in case of drain blockages, seepage of groundwater, standing water, or any other sources of water. Also, the insurance policy does not cover acts of war, such as terrorism-related incidents or insurrections and nuclear events. Damage from earthquakes or mold is also not included in the insurance policy.

We understand that different people have different requirements when it comes to buying a home insurance policy. That is why we create tailored insurance policies for clients based on their specifications and requirements. If you have any specific needs regarding the type of insurance policy that you want, just give us a call and let us help you find the best policy based on your requirements.

Before we calculate the premium, we will ask you for all relevant details, including the kind of policy you require, the deductible you are willing to pay, and more. After that, we will give you a free, no-obligation quote for the home insurance policy. We can help you save as much money as possible on buying a home insurance policy, and most of our customers are able to save up to 20% on their insurance premium. Every person has a different kind of home, and every person wants a different type of policy. That is why we will tailor the insurance policy based on the cover you require. Please get in touch with us today to find more about the home insurance policies that we offer.